Present
| I | repay |
| You | repay |
| She | repays |
| We | repay |
| They | repay |
Past
| I | repaid |
| You | repaid |
| She | repaid |
| We | repaid |
| They | repaid |
Perfect
| I | have | repaid |
| You | have | repaid |
| She | has | repaid |
| We | have | repaid |
| They | have | repaid |
Future
| I | will | repay |
| You | will | repay |
| She | will | repay |
| We | will | repay |
| They | will | repay |
Past Perfect
| I | had | repaid |
| You | had | repaid |
| She | had | repaid |
| We | had | repaid |
| They | had | repaid |
Future Perfect
| I | will | have | repaid |
| You | will | have | repaid |
| She | will | have | repaid |
| We | will | have | repaid |
| They | will | have | repaid |
Present - Conditional
| I | would | repay |
| You | would | repay |
| She | would | repay |
| We | would | repay |
| They | would | repay |
Perfect - Conditional
| I | would | have | repaid |
| You | would | have | repaid |
| She | would | have | repaid |
| We | would | have | repaid |
| They | would | have | repaid |