Present
| I | peculate |
| You | peculate |
| She | peculates |
| We | peculate |
| They | peculate |
Past
| I | peculated |
| You | peculated |
| She | peculated |
| We | peculated |
| They | peculated |
Perfect
| I | have | peculated |
| You | have | peculated |
| She | has | peculated |
| We | have | peculated |
| They | have | peculated |
Future
| I | will | peculate |
| You | will | peculate |
| She | will | peculate |
| We | will | peculate |
| They | will | peculate |
Past Perfect
| I | had | peculated |
| You | had | peculated |
| She | had | peculated |
| We | had | peculated |
| They | had | peculated |
Future Perfect
| I | will | have | peculated |
| You | will | have | peculated |
| She | will | have | peculated |
| We | will | have | peculated |
| They | will | have | peculated |
Present - Conditional
| I | would | peculate |
| You | would | peculate |
| She | would | peculate |
| We | would | peculate |
| They | would | peculate |
Perfect - Conditional
| I | would | have | peculated |
| You | would | have | peculated |
| She | would | have | peculated |
| We | would | have | peculated |
| They | would | have | peculated |