Present
| I | borrow |
| You | borrow |
| She | borrows |
| We | borrow |
| They | borrow |
Past
| I | borrowed |
| You | borrowed |
| She | borrowed |
| We | borrowed |
| They | borrowed |
Perfect
| I | have | borrowed |
| You | have | borrowed |
| She | has | borrowed |
| We | have | borrowed |
| They | have | borrowed |
Future
| I | will | borrow |
| You | will | borrow |
| She | will | borrow |
| We | will | borrow |
| They | will | borrow |
Past Perfect
| I | had | borrowed |
| You | had | borrowed |
| She | had | borrowed |
| We | had | borrowed |
| They | had | borrowed |
Future Perfect
| I | will | have | borrowed |
| You | will | have | borrowed |
| She | will | have | borrowed |
| We | will | have | borrowed |
| They | will | have | borrowed |
Present - Conditional
| I | would | borrow |
| You | would | borrow |
| She | would | borrow |
| We | would | borrow |
| They | would | borrow |
Perfect - Conditional
| I | would | have | borrowed |
| You | would | have | borrowed |
| She | would | have | borrowed |
| We | would | have | borrowed |
| They | would | have | borrowed |